JML Independent Solutions: Empowering every ability to thrive in faith, freedom, and independence.
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As an independent provider in Ohio, JML Independent Solutions reflects my passion for helping adults with intellectual and developmental disabilities (IDD) develop confidence, skills, and independence. I partner closely with individuals and their families, offering personal, consistent support rooted in care, faith, and respect. My focus is simple: to help each person feel seen, supported, and able to live a meaningful life.
Who We Are
At JML Independent Solutions LLC, we believe independence is more than a skill, it’s a journey. We walk alongside adults with IDD and their families, offering person-centered, compassionate support that blends daily living skills, financial empowerment, and meaningful community connection.
Our work is grounded in respect, inclusion, and faith. We honor each individual’s strengths while providing the structure, guidance, and encouragement needed to build long-term stability and confidence.
Who We Serve
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​​Adults 18+ with intellectual or developmental disabilities
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Individuals needing person-centered, skills-focused support
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Those seeking safe, stable, home-like environments
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Adults wanting daily living and independence skills
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Individuals needing community integration
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Anyone seeking financial literacy and long-term planning
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Families wanting a trusted, holistic support partner
What Makes Us Unique​​
Inclusive & Holistic Approach
We support the whole person - practical, emotional, social, and financial.
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Faith-Rooted Foundation
Compassion, accountability, stewardship, and hope guide every part of our work.
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Expert Leadership
Founded by Joshua Lowe, who brings:
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20 years in special education
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Masters degree in Special Education
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5 years as a financial coach
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A deep commitment to empowering adults with IDD
What We Do
Family Style Living & Independence Program
Belonging & Inclusion
​We cultivate community and connection where individuals feel safe, valued, and part of something meaningful.
Life & Independence Skills
Skills training in routines, self-care, and decision-making to build long-term confidence.
Financial Empowerment
Budgeting, saving, and responsible financial decision-making to promote stability and independence.
Community & Connection
Friendships, volunteerism, and community engagement that build social purpose and confidence.
Our Core Services
Homemaker Personal Care (HPC)
Daily living support, meal prep, hygiene, routines, safety, and community access.
Goal: Build confidence and independence at home and in the community.
Supported Living
Flexible in-home or community-based assistance tailored to goals.
Goal: Promote autonomy, stability, and skill-building.
Shared Living
Family-style home environment built on consistency and belonging.
Goal: Provide a long-term, safe, supportive home where individuals can flourish.
Money Management & Financial Literacy
Budgeting, saving, bill-pay planning, and responsible financial decision-making.
Goal: Strengthen long-term financial stability and confidence.
Our Vision and Mission
Our Vision
To empower every ability to thrive in faith, freedom, and independence.
Our Mission
To equip individuals with disabilities and their families with tools, knowledge, and support for lasting independence, inclusion, and financial well-being.
Ready to begin the journey toward greater independence?