Effective Date: December 2, 2025

1. Acceptance of Terms
By accessing or using JAfamilyservices.com (“Site”), you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of the Site.

2. Services Provided
J & A Freedom Solutions LLC provides financial coaching, accountability services, and daily money management for individuals and families.
Information on this Site is for educational and informational purposes only and does not constitute financial, legal, or tax advice.

3. Eligibility

To use this Site or our services, you must be at least 18 years old and able to enter a legally binding agreement.

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4. Client Responsibilities
By working with us, you agree to:

• Provide accurate and complete information.

• Maintain the confidentiality of login information for software tools we use.

• Use our services solely for lawful purposes.

5. Payment & Billing
All service payments are due as outlined in your contract or engagement agreement.
J & A Freedom Solutions LLC reserves the right to suspend or terminate services for late or missed payments.

6. Intellectual Property
All content on this Site, including text, graphics, logos, and materials, is owned by J & A Freedom Solutions LLC and may not be reproduced without written permission.

7. Limitation of Liability
We are not liable for:

• Financial decisions you make based on our coaching

• Losses due to third-party software, banking institutions, or incorrect information provided by you

• Service interruptions caused by circumstances beyond our control

8. Termination of Services
We may discontinue or refuse services at our discretion if you violate these Terms or engage in harmful behavior.

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9. Changes to These Terms
We may update these Terms at any time. Continued use of the Site means you accept the updated Terms.

10. Contact Information
Click here to learn how to contact us for any questions you may have.